7 Ways to Tell if It’s a Timeshare Scam

 

Some timeshare scam artists go to great lengths to pull one over on timeshare owners. Do not fall victim to their trap.

Stay one step ahead of these con artists. Check out these 7 ways to tell if someone is trying to scam you for your timeshare!

7 Ways to Tell if it’s a Timeshare Scam
1. You Were Contacted With a Timeshare Offer Out of the Blue

The first sure sign of a timeshare scam is if you are contacted with an unsolicited offer.

If you’re advertising that your timeshare is up for rent or sale, of course, it makes sense that you will receive inquiries. However, legitimate companies will not contact you out of the blue with offers to rent or sell your timeshare.

This means that if you get an unexpected phone call from someone you’ve never heard of before asking if you want to rent or sell your timeshare, it’s likely a timeshare scam.

While they may have detailed information about their ownership, do not let this convince you that they are legitimate.

A lot of timeshare ownership information is easily available to the public, which means you can find out where you own, what you own, or even how long you’ve owned the timeshare for.

2. You Were Invited to a Seminar

In order to make one quick, big score, timeshare scam artists are desperate to gather as many timeshare owners as they can at once.

These scam artists rent a room at a local hotel and send out postcards to “invite” you to a presentation. This presentation is said to help you get more money out of your timeshare ownership through listing it for sale, renting it, donating it to charity, etc.

Scammers know you ‘re open to attending such events / presentations since that is likely the way you bought your timeshare, to begin with.

After they get your money, however, they’ll likely disappear, never to be heard from again.

3. You’re Offered More Money for Your Timeshare Than Your Asking Price

While not ideal, it’s the hard truth that timeshares do not make a great investment for owners that are hoping to sell for more than they paid.

The fact is that there are too many units available. These units are being sold by a bunch of pushy developers that have greater access to potential buyers.

This means that you can get a lot of money from you.

4. There’s an Interested Anonymous Buyer

Has someone in particular contacted you with a hot buyer who is “very interested” in purchasing your timeshare?

Watch out, this is probably a scammer.

If you ‘re being told that all you have to do is send the money for “closing costs,” do not believe it.

5. Online Complaints and / or Bad Rating

Hopefully, you take the name of the person and / or company that you’re considering to sell, donate, or rent your timeshare to.

Now, take the time to type it into a search engine and read up. Specifically, try typing in the name followed by the word “complaints” to see what you get.

This is a good way to find out if they have been posted in forums and complaint boards regarding their scammer experience.

Also, check to see if the person and / or company has a bad rating with the Better Business Bureau (BBB).

If the company has been earning a bad reputation, this is one of the best ways to find that out and uncover the truth.

The BBB is one of the most trusted sources of information about business and their reputations. Additionally, it’s one of the first places angry customers will go if they feel they’ve been scammed.

Learn from their mistakes through these quick searches.

6. They Want Money Upfront

You may be contacted by someone who wants money up front to “list” your timeshare.

They’ll tell you that for $ 600, $ 800, $ 2500, etc., they will happily “list” your timeshare for sale. Even if they do take your money and list your timeshare for sale, it will be in a place where virtually no one will buy it.

Only, they will not tell you that last part!

The demand for upfront payment can come in many other forms as well.

Con artists will not always be clear about the cost, so beware. Some may string you along explicitly stating that they’re not any upfront fees.

All the while they may be asking that funds be deposited into an “escrow account.” They will still be doing so without any intention of ever returning your funds.

7. You’re Asked for a Money Order or Wire Transfer

The biggest tip for timeshare sales, rentals, or donations is to not deal with anyone who requires payment upfront in a form that removes any chance that you can stop payment or protect yourself in the event that the promised service is never delivered.

If the person and / or company requires payment by money order or bank wire transfer, this is a huge red flag. Someone is likely trying to

What You Can Learn From Adult Ads Marketing

 

The adult entertainment is worth around $ 15 billion The exact number is unknown due to the fact that much of the industry remains under the covers.

It did not get that way by sitting around allowing customers to find it. It worked its assets off. It stayed ahead of the industry, technology, market trends and consumer preferences. It was willing to go where others would not go.

What can you learn from adult ads? Let’s take a closer look.

1. Interact in Real Time
Many businesses treat social media ads and posts as a 1-way form of communication. But that’s like taking the “social” out of social media.

Social media is a 2-way and sometimes a 3-way, 4-way or whichever way communication.

In order to participate, you need to be present. Interact with customers in real time.

In the adult industry, this often includes:

Live video feeds that allow real time messaging
Scheduling 1-1 phone calls with fans
Making ads interactive
Appearing at strip clubs
Sending adult ads based upon behavior not just demographics (remarketing)
Offering live behind the scenes footage with fans commenting and interacting
User-generated content.
2. Get an Intimate Understanding of Your Demographic
We know that we’re supposed to know our target audience and create content around them.

But adult ads show that they know their audience intimately. They think outside the box and really work to connect with people in a meaningful way – no holds barred and everything out on display.

As businesses, we’re often scared to scratch the surface. We do not want to alienate some to connect with others.

But if you do not really understand what your target is and what is the motion of the goggles.

3. Do not Be a One Trick Pony
Ah, the adult industry! They’re always diversifying and exploring new ways to make money.

Are your marketing strategies hyper focused on one product or element of your business? Maybe it’s time to branch out. Take a page from the book of adult ads.

An actress may start may start out a certain type of video. She continues to expand her repertoire. As she continues to brand a product, escorts, appearances, private Skype sessions, exclusive parties, etc.

She leverages her brand awareness to continue the expansion, strengthening her brand through consistency and knowing what her fans want.

4. Embrace Innovation
The adult industry remains on the cutting edge of technology.

When electronic payments first emerged, they were on it. When big data took over marketing, they were ready to go.

If we take a long trip back to the dawn of Internet marketing, they are the first to use pop up ads.

Geo-location software? There’s so there.

And the list goes on. Through it, they’ve flourished online and beyond.

Do not let your marketing campaign get stuck in a rut. Stay current on what’s new and adapt.

Adult Ads Now and into the Future
What will they think of next? How will they continue to keep people coming back for more? We shall see. And you may want to steal a page from their playbook for your own marketing efforts.

3 Reasons to Hire a Cleaning Services Company Today

 

Nobody wants to live in a messy house.

But keeping your home as clean as you want is almost impossible. Who can follow sweeping, cleansing, stripping and scraping non-stop? Not to mention deep cleaning for more serious problems.

It can look like a clean house consistently is a pipe dream. You may have even withdrawn from life in a mess.

But do not give up hope first. There is another solution: hire a cleaning service company.

The cleaning company may look fancy. But if you weigh the benefits of cleaning services against costs, this is a pretty easy decision.

In this article, we will see all the benefits that a cleaning service company can offer at a very affordable price.

1. Clean professionals are better
No matter how good you are clean, there is a chance you are not as skilled as a professional.

As the saying goes, practice becomes perfect. And no one spends more time practicing cleaning than professional cleaners.

Commercial cleaning services employ only highly skilled people with years of experience. Many reputable companies only hire certified technicians, so you can be sure that your house is getting cleaner as deep as possible.

Cleaning companies also give their employees the best quality equipment and materials.

And it’s more than a broom and a mop. Professional cleaners have access to industrial carpet cleaners, caustic sodium cleaners, and more.

When you pair these high-level skills with access to the best inventory, you will feel so clean that it may not suit your own needs.

2. Astonishing cost-effective
Take a moment to figure out how much you spend on your cleaning supplies at home.

How much do you spend on bigger items, such as hiring steamers or electric washing machines?

Or what about the expensive stain remover you buy in a large container and just a disposable one?

This cost increases with time. Compare your annual cleaning budget to professional cleaning costs, and you may be surprised to learn that cleaning service companies are very affordable.

And when you consider how much time you save, there is really no comparison.

3. Your time is precious
How much time do you spend cleaning it?

Half an hour a day? A couple of hours on weekends? Maybe you have several cleaning sessions every day of the year.

Now imagine if that time has been released. Think of everything you would do instead.

Are you going to hike with your family? Take a new hobby? Maybe you’ll go to the movies or read more books.

Hiring a commercial cleaning service frees up your time so you can get your life back.

What are you waiting for?
Hiring a professional cleaning service can seem like an expensive cost. But if you consider the time and money you save on the quality of service you receive,

But if you consider the time and money you save on the quality of service you receive, you’ll wonder what you’ve been waiting for.

So do not wait any longer. Contact your local cleaning company today and get your time back.

5 SBA Loan Questions to Ask Before Getting Loans

If you are an entrepreneur, it may be hard to find a small business broker who is really looking for you.

More often, we see unscrupulous players who are only concerned with plugging their pockets. The business owner is then left with a debilitating debt, and the inability to pay for it.

That is why the loan office still remains a popular choice. But, if you go to this route, you still need to make sure that you sign the rates and terms that suit you.

Read on for 5 SBA loan questions You should ask your loan officer before signing up.

1. What additional costs will be added to my loan?
Before thinking about the form of SBA 770, you want to know how much it costs to be incurred.

Fortunately, of all lenders, banks and other local financial institutions tend to offer the lowest rates. The average APR of local banks is 3%.

Also, if you work with a broker from a community bank, they may also be handling fees as well. A worthy broker will only charge between 1% and 2% of the loan amount for their services.

However, that’s not always the case, so you want to cover your base early on.

2. Do you offer short-term or long-term loans?
Now, you may have identified what your loan objectives are. With this information, you must determine whether long-term or short-term loans match your best interests.

Depending on your financial situation, one option will likely be more appropriate. You must finish this early because not all institutions offer both options.

3. How long will it take for this process to finish?
Depending on your lender, the loan application process may take some time. Often, it may take several days or even weeks before a financial institution can approve your loan.

If you need a quick turn, this can help you eliminate the lender with the long processing time.

Fortunately, most creditors have a fairly fast processing time and can tell you sooner than later. Some can even make decisions within 24 hours.

4. When I am expected to make a payment?
Coordinating the payment schedule is an important task with your lender. Both parties should be on the same page to avoid confusion or bad feelings on the road.

Traditionally, lenders receive their payments in monthly intervals. Now, many allow you to make payments every week or every other week.

Some even allow you to make smaller daily payments.

If your lender requires a daily or weekly payment, make sure you have the money fixed in

5. Is my industry important?
Some institutions will only lend or refuse to lend to businesses in certain industries. Whether it’s too debatable or risky, certain businesses often can not receive support.

This should be one of the first questions you ask with a broker. This will save you from wasting time with someone who can not help.

If this is your concern, you should consider going with a private investor. You can find private brokers specializing in specific industries.

Other SBA Loan Questions?
If you still have some SBA loan questions, then send us the comments below!

Also, if your business requires a content marketing plan, we can also help you there. Sign up here for great content that will drive traffic, leads, and sales to your website.

Ask Five Questions for Choosing a House Cleaning Service

Ask Five Questions for Choosing a House Cleaning Service

The care and maintenance of your home can be overwhelming. Not surprisingly, many homeowners like to hire professional cleaners for the job.
Some companies specialize in cleaning services for the housing sector. You can expect to get genuine and specialized assistance for all requirements. Of course, all services do not offer the best experience, and it is wise to do some preliminary research.

Ask Five Questions for Choosing a House Cleaning Service

In this post, we have five important questions you should ask before choosing a home cleaning service.

1. Are You Licensed and Assured?

Local companies need a set of papers and licenses to work in the industry, although the norm may vary. Still, you need to check this aspect. Also, the service in question must have a physical address. It resolves disputes and other matters as required.

Insurance is the second part of the question. Accidents and accidents often occur in cleaning work. You do not want to deal with damage caused by cleaners. Companies must have general liability insurance and workers compensation insurance to handle contingencies.

2. What is your pricing policy?

Some companies have a fixed fee for each room, which includes a list of inclusions. Conversely, others may offer offers after the physical examination of your home.

Both of these pricing approaches are standard, but the latter may be a better option in some cases. Need help with certain cleaning tasks that are not on the list offered by janitors? Get a custom service agreement.

3. What is included in the Service Agreement?

Cleaning companies may include some items at prices they offer such as inventory cleaning costs. All these inclusions and exclusions are listed in the service agreement. Which will also have relevant terms and conditions.

Take your time to read the service agreement. This clears most aspects, including possible ways to resolve disputes, if any.

4. Do You Use Green Supplies?

Well, this may not be important, but it’s a relevant topic in every way. Green supply is safe for humans and animals. In addition to being the right choice for the progress of the planet.

Such inventory costs may be higher than ordinary cleaning products, but the difference in price is eligible to be paid.

5. Do You Offer Assurance To Your Services?

This is a valid question. Suppose you are not happy with the cleaning work done. What’s next? A good cleaning service will try its best to calm and please the consumer.

In most cases, the company offers a money back guarantee. While in other cases, their team can repeat the job at no additional cost. It depends on the policy of the company concerned, but it is wise to discuss this aspect.

When you compare services, do not choose them because they are cheap or offer great discounts. Instead, check out company reviews online and ask for some references for them. Ask Five Questions for Choosing a House Cleaning Service

Ousted Catalan president, 4 others in custody in Brussels

Ousted Catalan president, 4 others in custody in Brussels

Former Catalan President Carles Puigdemont makes a statement in the form of a video calling for the release of “the legitimate government of Catalonia,” after a Spanish judge ordered nine Catalan secessionist leader to be held in custody pending a potential trial over the region’s independence push , in Brussels, Belgium, November 2, 2017. TV3 VIA REUTERS TV / REUTERS
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BRUSSELS – Brussels prosecutors said Sunday that ousted Catalan president Carles Puigdemont and four ex-regional ministers were taken into custody to start the process of their possible extradition to Spain.

The five presented themselves to the federal police at around 9 a.m. (3 a.m. ET), Brussels prosecutor’s office spokesman Gilles Dejemeppe. He said that they have not been arrested and that Puigdemont and the four members of his disbanded Cabinet will be heard by an investigative judge later in the day.

The Belgian judge will have to decide within 24 hours of what separatist politicians wanted in Spain on suspicion of independence for the northeastern Catalonia in violation of Spain’s Constitution.

Dejemeppe said the judge’s options range from “refusal to execute the European arrest, arresting the people involved, releasing them on conditions or under bail.” He said if they are arrested then they will be sent to jail as the extradition process continues. Dejemeppe said that the whole process from arrest to extradition, could take more than 60 days.

That delay could give Puigdemont time to participate, albeit from afar and in largely a symbolic capacity, in the regional snap election called by Spain’s government for Catalonia on Dec. 21.

 

A senior official of Puigdemont’s party, the center-right Democratic Party of Catalonia, said on Sunday that the party wanted Puigdemont to repeat as its candidate. Spanish government spokesman Inigo Mendez de Vigo has said that any politician can run in the election unless he has been convicted of a crime.

Puigdemont and the four ex-ministers fled to Belgium as part of an extraordinary crackdown to the region’s illegal secession claim.

A Spanish National Court judge issued a suspicion of five crimes, including rebellion, sedition and embezzlement, on Friday, a day after the same judge sent another former Catalan Cabinet members to jail without bail while her investigation continues. A ninth spent a night in jail and was freed after posting bail.

Puigdemont wrote in Dutch in his Twitter account on Saturday that he was “prepared to fully cooperate with Belgian justice following the European arrest warrant issued by Spain.”

Puigdemont’s lawyer in Brussels has already said that his client plans to fight extradition to Spain without requesting political asylum.

Political forces in Catalonia are hurryly jockeying for position to start a campaign that promises to be as bitter as it is decisive to Spain’s worst institutional crisis in nearly four decades.

Designer company Solis Betancourt

Designer company Solis Betancourt & Sherrill renovated the pre-war home to create a colorful pied-à-terre that can highlight the client’s Latin American art collection.

Washington-based designers Paul Sherrill and Jose Solis Betancourt have really turned into this colorful, colorful, colorful Latin American apartment. It is important to create an interior that reflects the elegant lifestyle and eclectic collection of client’s art, but it can also be a comfortable place where clients can spend time with their grandchildren. This is the fourth residence Solist Betancourt & Sherrill designed for clients, they decided that pre-war apartments have great bones, but require dramatic updates. The native of Puerto Rico, his client is accustomed to the bright colors of the Caribbean and wants to combine that spirit in his new apartment. The dining room paintings by Puerto Rican artist Rafael Ferrer are important to families, so designers use bright colors as inspiration for the home.

Designer company Solis Betancourt

Playing in originality and experimentation of style files, and highlighting color interactions, we see walls painted in intense blue; then covered with gold plated wall coverings, and a texture-like mesh pattern that allows visible wall color. Bright colors and contemporary art – by Puerto Rican artist Olga Albizu; the sculptured canvas of the 1970s by Cuban-born artist Zilia Sanchez and on the sofa is Linling Lu’s circular work; and paintings by Puerto Rican artist Wilfredo Chiesa … filling the interior with a narrative that seeps into the atmosphere. The living room melds vibrant colors and contemporary art while maintaining the elegance of a traditional salon. Striped chair seats, benches beneath the console table; an ottoman coffee table, and a brilliant Gournay silk damask for the dining room wall with a contrasting silk curtain resuming a bright color scheme while he provides privacy. Four club chairs (in casters for easy maneuvering) surround a minimal ‘ghost’ table that brings modern elements into the room. The private area does not have a quiet color palette. Sleek panel hide storage. Little ornaments that stand apart, however, blend comfortably with decorative canvas, ornaments on cushions, cushions, table blankets and free-flowing curtains, intentional deliberate deliberate performances (flowers on vases, fruit on a table next to a fruit bowl) , and its kind. There is a touch of excessive fabric – texture, pattern, and style of curtains. Designer company Solis Betancourt

Take Security to Your Own Hand and get a HIPAA Risk Assessment

 

If your organization deals with protected health information, or PHI, the Department of Health and Human Services requires you to perform risk analysis as the first step to implement the safeguards specified in the HIPAA Security Rule, and ultimately achieve HIPAA compliance.

This includes all HIPAA hosting providers.

But what is a risk analysis? And what should be really included in your report?

The Health and Human Services Standards Guide outlines the nine components of compulsory risk analysis.
By conducting a comprehensive HIPAA risk assessment, it is very difficult to do on their own. You may want to contract with HIPAA auditors to help you.

Most people do not know what to find out, or they end up passing things because they do not understand data security.

If risk analysis is important to your security, then you do not want to ignore the key elements in the analysis.

There are nine components that health organizations and health-related organizations that store or transmit protected electronic health information must be included in their documents:

1. Scope of Analysis

To identify your scope – in other words, the area of ​​your organization you need to secure – you need to understand how the patient’s data flows in your organization.

It covers all the electronic media your organization uses to create, receive, maintain or transmit portable media, desktop and ePHI networks.

There are four main parts to consider when determining your scope.

Where PHI starts or enters your neighborhood.
What happens after that in your system.
Where PHI leaves your entity.
Where potential or leakage exists.
2. Data Collection

Here is a list of places to get you started in the documentation where PHI enters your neighborhood.

Email: How many computers do you use, and who can log in to each?
Text: How many mobile devices are there, and who owns them?
EHR entry: How many staff members are included in the data?
Fax: How many fax machines do you have?
USPS: How are incoming mail handled?
New patient paper: How much paper does the patient have to fill? Do they do this at the front desk? Test room? At another place?
Communication business associates: How do business partners communicate with you?
Database: Do you accept a marketing database of potential patients to contact?
It’s not enough to know where PHI started. You also need to know where to go when you enter your neighborhood.

To fully understand what is happening with the IRC in your environment, you should record all hardware, software, devices, systems and data storage locations that touch the IRC in any way.

Then what happens when the IRC leaves your hand? It is your job to make sure it is transmitted or destroyed in the safest way possible.

Once you know all the places where PHI is placed, transmitted, and stored, you will be better able to protect those vulnerable places.

Identification and Document of Potential Vulnerability and Threats

Once you know what’s happening during the PHI’s lifecycle, it’s time to find a gap. This gap creates an environment for unsecured PHI to leak inside or outside your environment.

The best way to find all possible leaks is to create a PHI current diagram documenting all the information you find above and putting it in a graphical format.

Viewing diagrams makes it easier to understand the PHI path and to identify and document anticipated vulnerabilities and threats.

Vulnerability is a defect in components, procedures, design, implementation, or internal control. The vulnerability can be fixed.

Some examples of vulnerabilities:

The website is incorrectly encoded
No office security policy
The computer screen is in view of the public patient waiting area
Threats are the potential of a person or object to trigger a vulnerability. Most threats remain outside your control to change, but must be identified to assess the risks.

Some examples of threats:

Geological threats, such as landslides, earthquakes, and floods
Hackers download malware to a system
The actions of members of the work force or business associates
Again, even if you are above average in terms of compliance, you may have little understanding of vulnerabilities and threats. It is important to seek professional help for your HIPAA risk assessment.

Assessing Current Security Measures

Ask yourself what kind of security measures you take to protect your data.

From a technical perspective, this is the case

5 Reasons to Change Your Window Treatment This Summer

5 Reasons to Change Your Window Treatment This Summer

There may not be a better time to change your curtains from now on. Read on to learn more and then shop for clearance sales with Half Price Drapes. 1. Summer shows shortcomings on your curtains
During the colder months and days when less sunlight flows through your curtains, it’s easier to ignore their roaches. However, when summer comes along with bright sunshine and longer days, you will notice whether your curtains have faded or if there are other defects. Summer is the perfect time to fix this problem. 2. A new curtain can help you reduce energy costs

5 Reasons to Change Your Window Treatment This Summer

It is true that curtains can help lower heating bills in the winter as well, but many people see the difference even more in the summer. Certain choices, such as mobile nuances, do an excellent job of keeping your home cooler in the summer, but any window treatments can help. They will not only block UV rays that could damage your furniture, but will also protect your home from heat. 3. Replacing curtains is easier than ever

When your parents buy curtains, the installation process is much more complicated. Today, with tons of online installations, videos explaining the process, and curtains that come with hardware. 4. Privacy is more important in summer

Curtains have many uses. They look great and help you show off your unique style, they keep your home at a more comfortable temperature, and they give you privacy. In winter, privacy is not always important because the cold often keeps people inside. On the other hand, the summer months bring lots of people by your windows and curtains is a great way to ensure that your privacy is kept. 5. There is an amazing summer sale on the curtains

Of course, you want the best curtains for your needs but you also want the best price. Summer sales are a great way to achieve both. At Half Price Drapes, we have some amazing sales at the moment. Do you want to save significantly on the next curtain?

From special curtains to unique silk patterned curtains, to everything in between, we have it all! We even offer hardware, pillow covers, and more. Be sure to take advantage of our free fabric swatch program that lets you inspect the fabric before buying. Simply add up to $ 10 worth of swatch fabric to your online shopping cart and pay only small shipping and handling fees. 5 Reasons to Change Your Window Treatment This Summer

What You Should Know About Shipping Claims

 

What You Should Know About Shipping Claims

Most people do not want to think about what’s going to happen to their stuff, so not many know how to file insurance claims when things go wrong. Claim delivery is submitted to the insurance company because of something that happened during the shipping process. For example, if your item gets damaged, and you have insurance, you can file a claim to the insurance company for a replacement cost. The specifics to file your claim will depend on the insurance company you work for, many will allow you to file claims online or from a mobile device.
Have the Right Insurance

What You Should Know About Shipping Claims

The process of filing a shipping claim will differ greatly depending on which insurance company you have. For example, not every company allows you to file claims online. Your insurance policy may also not cover all the things you may need to claim, so your first step is to make sure you have the right insurance. It is impossible to think of everything that might happen to the package as it was sent, but this is why you are working with experienced agents and insurance companies. You can usually find a list of the things covered by each plan online so you can compare policies side by side before buying. The biggest question you may need to answer is whether this is a one-time policy or ongoing business relationship.

Know who to call

The best time to know how to file a claim with your insurance company before you need to apply. This means deciding how to file a claim and who to contact with a question as soon as you purchase your plan. You can usually find this information online and some companies will even have an easy online claim form to help you get started when you need it. You can also narrow down your choices in the insurance company by how long the customer assesses the claims service. For example, if you read a series of reviews that say customers find it difficult to find answers to their questions, you know you might want to try another company. The most important part in buying insurance is knowing how to get a firm Master if you have any questions or concerns, or if you need to make a claim. Fortunately, more and more companies are putting up that information online and may even have a form on their website to file their coverage and file claims. What You Should Know About Shipping Claims

Submitting shipping claims to your package insurance company can sometimes be inconvenient. However, some companies put up forms to do it online. This means you can more quickly file a claim and not have to wait until normal business hours to do so. It also means you can use this feature to compare insurance companies before buying a plan. You should know who to contact with questions and issues, and also how claims are filed, before you buy a plan. What You Should Know About Shipping Claims